Why do you want to buy this app? I bought it because often Im in a store and Im looking at an item to buy and I think to myself, "Do I have the money in my budget to buy this?" Perfect -- Ill use this great app to tell me. Guess what? This app is pretty much USELESS for that. Sure, it tell me all my balances for all my accounts and even shows me all the envelopes for all my accounts. BUT, THERE IS NO "TOTALS" AREA!! Thats like the only thing I use on my Mac! TOTALS guys, is missing. So, if youre like me and you have 5 different accounts.. Well, youve have to add and subtract in your head for the specific envelope you are trying to get a "total balance" for. WAIT.. Dont we have an iPhone that could do that for us?? Hello? So, I recommend that you save your money on this app until the "Totals" is on the iPhone. Until thats there, what the heck is the point of this app? To balance my budget?? I dont think Im going to attempt that one on my iPhone. :)